We know how overwhelming it can be to face debts so large, there’s little hope you can repay them all.
The endless collection calls and threatening letters don’t help.
On top of all that, it’s hard to find a way out.
Sure, you’ve heard of Bankruptcy, but you’re ashamed to explore that option as it seems like admitting defeat.
Perhaps you’ve begun to explore alternative debt solutions, but there’s so much information out there, how do you know which is right for you? Trying to figure that out is almost as stressful as being in debt itself.
But there’s hope.
You can get free from debt and find the fresh start you’re looking for.
We can help.
At Sort My Debt, we help people just like you choose the right debt solutions to end the overwhelm and get back to living your life. We know it’s hard to admit you need help. We know it can be just as hard to learn about all the debt solutions out there to decide which one is right for you.
That’s why we make it easy by answering your questions and letting you know your options – so you can make the right choice and start getting free from debt as soon as possible.
When you make that choice, we’ll help you fill out and file any paperwork and communicate with your creditors for you, so you can begin to feel at ease the minute you decide.
Imagine the relief you’ll feel from the fresh start that comes with being free from debt.
Imagine the confidence you’ll feel as you start taking back control of your money and your life.
There’s no shame in admitting you can’t repay your debts.
You can be free from the overwhelm once and for all.
Contact us today for your free, no obligations debt assessment and we’ll let you know exactly how you can get free of your debts and on with your life.
While formal options such as filing for Bankruptcy and Formal Debt Agreements offer a lot of benefits, sometimes the disadvantages like public records that affect your credit rating or job eligibility leave you looking for other options.
Sometimes your financial problems are only short-term, so restricting your income or risking the loss of your assets isn’t ideal.
If you can just negotiate a freeze on interest or a different repayment schedule, you’ll be able to get things back on track.
In cases like these, Informal Arrangements are a debt relief option that offers many of the benefits of formal options without the same public records or financial restrictions.
Learn MoreFormal Debt Agreements are a Bankruptcy alternative that allow you to settle your debts by making flexible, affordable payments over time.
Like Bankruptcy, Formal Debt Agreements aren’t loans, but simply an arrangement made between you and your creditors to affordably pay off your debt. Like Bankruptcy, they can help you become completely debt free without needing to pay back the entire amount you owe.
For those that qualify for a Formal Debt Agreement, they offer a much more flexible alternative that doesn’t remain on your credit report forever or require you to sell your assets.
Learn MoreWhen the bills are piling up, the collection calls are coming in, and there’s no way you can pay everything you owe while continuing to cover your daily living expenses, filing for Bankruptcy can offer you a chance to start again.
Bankruptcy is a legal process that can be declared when you’re insolvent, meaning you can no longer pay your debts when they’re due.
Once you’ve filed for Bankruptcy, you give up control of your finances and assets for a period of time.
In exchange, you receive protection from legal action from your creditors and a new arrangement to affordably pay off your debts.
Learn More